The Guaraldi Insurance Agency can service all of your commercial and business insurance needs. Use any of the links below to learn more about each type of business insurance that we offer. Below is also a brief summary of each type of business insurance coverage.

If you have any questions about business insurance or want to discuss a particular business insurance policy then feel free to call (603-448-3250) or stop by the Guaraldi Agency in Lebanon, New Hampshire.

Business Auto Insurance

Vehicles used for commercial use require special insurance coverage. Many small business owners conduct business out of their personal vehicle believing that it is covered under their personal auto insurance. It sometimes results in an auto insurance claim that is not properly covered by their insurance in the event of an accident. The Guaraldi Agency can help.

Business Interruption Insurance – Because Time Is Money. Business interruption insurance keeps your business from closing its doors due to unexpected events. Your business is important to you and the communuity and your employees. Consider Business Interruption Insurance to protect it.

Business Property Insurance

Business Property Insurance - Protect What You Work Hard For! The Guaraldi Agency’s business property insurance protects your business, from a minor hiccup to a major financial loss. We can help to provide business insurance coverage that will protect your business’ physical assets.

Habitational Risk Insurance

Habitational risks are covered under a Business Provider Insurance Policy. These insurance policies are designed for commercial residential properties such as apartment buildings, homeowners associations, rented houses and condominiums.

Insurance for Business Owners

Business Owner Insurance Policies (BOP) provide coverage for your building, business personal property, personal property of others, business income and extra expenses as well as liability coverage.

Insurance for Contractors

Contractor Insurance Policies provide coverage for businesses such as electricians, plumbers, painters and carpenters. We understand that some contractors may have their equipment with them at all times, while some may store it on the job site. We customize your contractor insurance policy to meet your specific insurance needs.

You will need to insure your employees against on-the-job injuries. Every state is different. But, most states have put into place some form of workers' compensation system. Workers' compensation is a system where the employee is not allowed, by statute, to sue their employer for on-the-job injuries; but, in return, the employer must participate in a system that provides nearly automatic payment to the employee in case of injury for medical bills and damages. There are many options for workers' compensation coverage. Some states allow an employer to opt-out of the system if the employer is self insured, some run the system through private insurers while others use state agencies.

Please give the Guarldi Agency a call (603-448-3250) if you have any questions about this.

Contact the Guaraldi Agency in Lebanon, New Hampshire