February 2024
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Insurance for Business Owners

Insurance for Business Owners

Business Owner Insurance Policies (BOP) provide coverage for your building, business personal property, personal property of others, business income and extra expenses as well as liability coverage.

Whether you own an office or work in the service industry, Guaraldi Insurance can design a business insurance policy that meets all of your needs.

Covered Causes of Loss Under a Business Owners Insurance Policy:

  • Fire and Lightning
  • Smoke
  • Windstorm and Hail
  • Explosions
  • Aircraft or Vehicles
  • Vandalism and Malicious Mischief

Optional Coverages Available With a Business Owner Insurance Policy:

  • Glass
  • Loss of Income
  • Water Damage
  • Outdoor Signs
  • Accounts Receivable
  • Replacement Cost on Building
  • Business Personal Property Away from Premises

Available Liability Protection With a Business Owner Insurance Policy:

  • Premises & Operations Liability
  • Personal & Advertising Injury
  • Medical Payments
  • Products & Completed
  • Operations Liability
  • Fire Damage Legal Liability

Business Interruption Insurance – Because Time Is Money

Business interruption insurance keeps your business from closing its doors due to unexpected events. If you’re closed for business, you still have to pay the bills – employees, rent or mortgage, suppliers, taxes and yourself. A force outside your control may interrupt your business continuity strategy and cause you to close your doors for a time, including:

  • Fire
  • Hail
  • Wind storm
  • Vandalism
  • Equipment damage

Business interruption insurance keeps your business running

Business interruption insurance can keep capital flowing through your company in the event of such disruptions. It can help you:

  • Maintain your business continuity strategy
  • Keep your business afloat if a loss forces you to close for a short time
  • Pay for lost net income and continuing expenses such as a mortgage, advertising, taxes, and salaries
  • Pay your relocation and advertising fees if you set up shop at a temporary site

Insurance for Business Owners and your business continuity strategy gets your business back on track faster.

Look to Guaraldi Insurance in Lebanon, New Hampshire for your Business Owners’ Insurance needs.

Contact Guaraldi Insurance in Lebanon, New Hampshire at 603-448-3250 or feel free to request a quote online by using our Request An Insurance Quote Form.

Insurance - Guaraldi Insurance - Lebanon NH

Guaraldi Insurance     ♦     21 Bank Street     ♦     Lebanon, New Hampshire     ♦     03766     ♦     603-448-3250

Guaraldi Insurance is licensed to sell insurance in ME, MA, NH, and VT.

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