Commercial umbrella liability insurance increases the protection for you and your business when accidents happen. Your commercial umbrella policy will kick in when your existing liability insurance policies cannot cover all expenses. Standard business liability coverage will take care of you in most situations, but when serious situations arise, umbrella liability insurance will help ensure that your business is protected.
While no one wants accidents to happen, they do – and people sue. Here are a few possibilities:
- Your company holiday party gets out of hand resulting in various injuries and damages
- Your building has a carbon monoxide leak that results in multiple injuries and/or deaths
- Your business fails to render the appropriate professional services
- Add that extra protection to your business with umbrella liability insurance.
A business umbrella policy picks up where your business auto liability, general liability or other liability coverage stops. Umbrella insurance is an inexpensive way to provide extra coverage against bodily injury and/or property damage.
For example, if your current policy covers you for $1 million and you are successfully sued for $1.5 million, your business umbrella coverage can pay the outstanding $500,000—which is a lot less painful than having it come out of your business profits.
At Guaraldi Agency we will ensure your umbrella liability insurance is tailored to your business needs
How much commercial umbrella insurance coverage does your business need? A variety of factors goes into determining the answer, including the type of business you own and how much coverage you already have.
Consider commercial umbrella insurance from the Guaraldi Agency. It is Important insurance coverage which will be customized for your business and commercial umbrella insurance provides you with another layer of insurance coverage when you need it.
Look to the Guaraldi Agency in Lebanon, New Hampshire for your Commercial Umbrella Insurance needs.
Contact the Guaraldi Agency in Lebanon, New Hampshire at 603-448-3250 or feel free to request a quote online by using our Request An Insurance Quote Form.