Habitational Risk Insurance
Habitational risks are covered under a Business Insurance Policy. A habitational risk insurance policy is designed for commercial residential properties such as apartment buildings, homeowners associations, rented houses and condominiums.
Business Insurance Policies Provide Coverage for the Following Losses:
- Fire and Lightning
- Windstorm and Hail
- Aircraft or Vehicles
- Vandalism and Malicious Mischief
Business Insurance Policies do not just cover the building itself. There is also coverage for business personal property, personal property of others and business income and extra expenses. There is also liability protection.
Optional Insurance Coverages That May Be Added Include:
- Outdoor Signs
- Water Damage
- Accounts Receivable
- Loss of Rental Income
- Replacement Cost on Building
- Condominium Association Directors
- Errors and Omissions
Look to the Guaraldi Agency in Lebanon, New Hampshire for your Habitational Risks Insurance needs.
Contact the Guaraldi Agency in Lebanon, New Hampshire at 603-448-3250 or feel free to request a quote online by using our Request An Insurance Quote Form.