Guaraldi Agency - Lebanon NH
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Habitational Risk Insurance

Habitational Risk Insurance

Habitational risks are covered under a Business Insurance Policy. A habitational risk insurance policy is designed for commercial residential properties such as apartment buildings, homeowners associations, rented houses and condominiums.

Business Insurance Policies Provide Coverage for the Following Losses:

  • Fire and Lightning
  • Smoke
  • Windstorm and Hail
  • Explosions
  • Aircraft or Vehicles
  • Vandalism and Malicious Mischief

Business  Insurance Policies do not just cover the building itself. There is also coverage for business personal property, personal property of others and business income and extra expenses. There is also liability protection.

Optional Insurance Coverages That May Be Added Include:

  • Glass
  • Outdoor Signs
  • Water Damage
  • Accounts Receivable
  • Loss of Rental Income
  • Replacement Cost on Building
  • Condominium Association Directors
    and Officers
  • Errors and Omissions

Look to the Guaraldi Agency in Lebanon, New Hampshire for your Habitational Risks Insurance needs.

Contact the Guaraldi Agency in Lebanon, New Hampshire at 603-448-3250 or feel free to request a quote online by using our Request An Insurance Quote Form.

Guaraldi Agency     ♦     21 Bank Street     ♦     Lebanon, New Hampshire     ♦     03766     ♦     603-448-3250

The Guaraldi Agency is licensed to sell insurance in ME, MA, NH and VT.

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