Personal Umbrella Liability policies (PUL) provide extended liability coverage over your fire insurance policy (home, tenant or condo) and your auto insurance policy. The purpose of a PUL policy is to provide coverage for the insured if they are held personally accountable and legally liable for injury or property damage to others.

The Personal Umbrella Liability policy will cover the legal costs (up to your policy limit) as well as help you find an attorney when it exceeds the coverage provided under your home or auto policy.

Personal Umbrella Insurance policies provide coverage from $1 million to $5 million above your home and auto liability limits. Are you wondering why you would ever need that much liability coverage?

Here are some examples of why you could be sued and why you may need additional liability insurance.

• You have a car accident with someone who is not insured. You could be legally liable for any damages done to passengers of your vehicle or others involved.
• Someone could accidentally fall or get injured on your property. This could include a swimming pool or playground accident.
• While playing golf you have a stray ball that hits another player.
• While skiing you fall and tumble over a fellow skier.

Find superior personal umbrealla insurance service with the Guaraldi Agency

Contact the Guaraldi Agency in Lebanon, New Hampshire at 603-448-3250.

Contact the Guaraldi Agency in Lebanon, New Hampshire for your Personal Umbrella Insurance needs.